Response from My Insurance

 "Thank you for reaching out. We certainly understand your concerns and frustrations. There was a redesign done of the pharmacy side of things made by Medicare that we had to accommodate for. I’m sorry you are dissatisfied with our plan offerings in 2025. I will document your dissatisfaction with our 2025 benefit offerings. Our product manager does review feedback/complaints to take into

consideration when reviewing benefits for upcoming years. These are our Medicare approved benefits for 2025, we encourage you to compare plans and choose a plan that best fits your needs. This is your time to look at other plan options available, consider premiums, copays, network and make a choice that best fits your needs for the upcoming year."

So, I will repeat, the Inflation Reduction Act has broken Medicare. This so-called redesign that Medicare stuck us with will make my medication MORE EXPENSIVE. 

 

I'm Trying

 It's not usual for me to post twice in a day. I'm trying to stay positive. At least we took a nice walk on Sunday. We went to Lapham Peak State Park. It was sunny, a little warm but not humid, the breeze was lovely and the pines and wild flowers smelled heavenly. We just stood there and took deep breaths. Here are some pictures, starting with the patio.

Sheltered from the wind. I think they will be ok for awhile. I will bring in the oxalis, or part of it, and the geranium, which was my daughter's.

I really like the small-leaved creeping coleus. I might try a cutting.

I think this looks like a painting. The woods at Lapham Peak

This and the two below are the pines at Lapham Peak.

Again My Question is, What The H*ll Did They Do to Medicare?

 I downloaded my drug summary from Walmart. I added the costs for Oct. Nov. and Dec. 2024. Total $1212.33. That's my total out of pocket for 2024.

Now, for 2025 I will have a $325 upfront drug co-pay and medication will cost more so my total cost for the year will be $1706.48, that's almost $500 MORE. What the hay is going on? All this talk of no more donut hole and drug cost being capped at $2000 per year and oh woopie insulin is only $35 a month. Well, fine. But I have never had insulin or drug costs more than $2000 per year. Why do I have to pay $500 MORE? I looked at "Extra Help". Income limit for a family of 2 is $30,660. That in itself is a joke. I would already need to be on Section 8 and Medicaid for us to have an income that low. The best I can do is use their new plan that doesn't save you a feakin dime but lets you spread their outrageous costs throughout the year. Lower drug costs my ass.

I am so sick and tired of being kicked down and down and down by this economy. 

WHAT????????

 What in the freakin hell have they done with Medicare? My medications have doubled in price. No more $47 per month till the donut hole. Now just outlandishly high prices and only 3 plans to choose from. I'm just freaked out right now. More research going on.....will report back later but right now this sucks.