Thursday, April 6, 2017

Random Stuff

The sun is shining today! Yay! It's been cloudy a LOT. We are supposed to have beautiful temps this weekend. Hubby has to work both days. At least I can open the windows and get some fresh air in the apartment.

I don't know what I did, but my neck muscles are very sore. It's still an effort to bend over and peer into the frig or any lower cabinets. I can't just bend forward and look up. It's a range of motion issue. When I try, my neck hurts. So I need to squat. Sometimes I hit my head when I stand back up. Sometimes I lean sideways and reach in awkwardly. That's no better. The kitchen in this apartment was designed for hobbits. The frig is minuscule. The range hood is too low (I hit my head on that, too). Sometimes I cry in frustration. We are going to try to find a stool that I can sit on.

The loan officer from Quicken Loans calls me once in a while to keep the account active. I asked a lot of questions. It's good to know that stuff, even if you don't plan to buy right away.

  • What if my husband changed jobs?
    "Changing jobs isn't an issue if it's full time and the same line of work. Often a letter of employment is all that is needed."
  • Why would we need an escrow account to pay the taxes and mortgage insurance?
    "Because you need at least 10% down to be in charge of those yourself."
  • Yes, the closing costs seem high, that is another reason we want to wait. We don't want to empty our savings because of closing costs.
    "The buyer should pay the closing costs. That can be worked into the deal. If they don't want to pay the closing costs then they aren't the seller for you."
  • There isn't much for sale in our price range, but it's crazy because there are $300,000 and $400,000 homes in foreclosure.
    "That's good for buyers, because homes in foreclosure bring down prices in the area."
He couldn't tell me if Wisconsin has a homestead credit to give a discount on taxes, like Indiana does. Hubby and I are pretty sure we would want to go with a local company who is familiar with "everything Wisconsin".

My daughter is working Walmart. Yay!

My daughter in Indiana and her hubby are nearly done with her house. They hope to have it on the market in May. After it's sold, they can start building their home on the property they bought. That is good news!

My mammogram is clear. I'm a 20 year survivor. Yay me.

We went to Cermak Fresh Market yesterday, bought some nice veggies and some European food my hubby likes. I miss having a garden. I miss having outside anything. Even a patio would be nice.

Yes, I do know why my neck hurts. It happens when hubby and I watch movies. We sit on the love seat, and there is nothing to rest my head on, so I slouch down, which puts pressure on my neck. If I sit up, there is nothing behind my head, and my neck and shoulders get so freakin tired. I can't put a pillow behind my head because there is no wall behind the love seat to support it. Why? Because we have to pull it away from the wall and face it toward the kitchen table, which is where my hubby's computer is.

No. There is no other way. If we put the love seat against the wall then we are staring down the hallway. We can't put the computer in the hallway. No. There is no place in the living room. My computer is there. It's a bit too far to sit on the couch and look across the room at my computer. We live in a 600 sq. foot apartment. What can I say?

"At least we have each other." Romantic words from my hubby. We hug each other. I choke back tears.

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